Products

Commercial auto

Cross Border Coverages

Insurance for commercial vehicles that cross the border.

  • Liability.
  • Uninsured Motorist Bodily Injury.
  • Uninsured Motorist Property Damage.
  • Medical Payments.
  • Avaliable in CA, AZ, TX
Optional coverages
  • Physical damages.

Cross Border MX Coverages

  • Liability.
  • Uninsured Motorist Bodily Injury.
  • Uninsured Motorist Property Damage.
  • Medical Payments.
  • Seasonal policies (1, 3, 6, and 12 months) $300,000 liability limit for light vehicles
  • Avaliable in CA, AZ, TX
Optional coverages
  • Physical damages.
  • Motor Truck Cargo.

Texas Cross Border Hazmat

(hydrocarbons) coverages for commercial vehicles carrying hazardous materials across international borders.


Coverages
  • Liability, Maz 1Mil in CSL.
  • Uninsured Motorist Bodily Injury.
  • Uninsured Motorist Property Damage.
  • Medical Payments.

Type of authority
  • MC Enterprise
  • MX OP1/OP2

Type of cargo
  • Natural gas
  • Gasoline
  • Propane
Avaliable only in Texas.

Personal auto

Qualitas offers coverage to personal vehicles that are domiciled Mexico and licensed in California.


Requirements for a quote:
  • Driver information.
  • Vehicle information.

CA Binational (US/Mexico) coverage for California plated personal autos domiciled in Mexico


Coverages
  • Liability.
  • Uninsured Motorist.
  • Medical Payments.
  • Physical damage
  • Roadside assitance

TX Borderless (US/Mexico) coverage for Texas plated personal autos domiciled in Mexico.


Coverages
  • Liability.
  • Uninsured Motorist.
  • Medical Payments.
  • Physical damage
  • Roadside assitance

*Rental car (30 dlls per day up to 30 days).Covergae in both Mexcio and US included.


Qualitas Tourist


Qualitas offers third-party liability coverage for vehicles registered in Mexico or outside the USA, designed for short or extended stays in the United States or Canada, whether for tourism, study, work, or personal reasons.

Personal Auto in USA (Short Stay)

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Liability insurance for drivers with vehicles registered outside the U.S. who temporarily visit the U.S. and return to Mexico. (Does not allow stays exceeding 30 consecutive days during the certificate's validity).

CURRENT July 7th 2025 Tourist with cost Certificate Conditions QMX-1 07/25. (Download)

Date September 02 2024 Tourist with cost Certificate Conditions QMX-1. (Download)

  • Liability:

    Damage to Third-Party (property and persons)

  • Medical Payments:

    Covers medical expenses related to physical injuries sustained in a car accident, for both the driver and passengers of the insured vehicle. Maximum limit of $5,000 USD per person and $25,000 USD per accident, regardless of who was at fault for the accident.

  • Roadside Assistance

    Assistance on the Road in Case of a Breackdown:

  • Towing service up to $200 USD.
  • Tire chance service*.
  • Fast battery boost*.
  • Fuel delivery (oil, fluid or water)*.
  • Locksmith service*.

*On certificates for the state of California, services other than towing have a total limit of 100 USD.”



Personal Auto in USA (Extended Stay)

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Liability insurance for drivers with vehicles registered in Mexico who will be in the U.S. for an extended period due to studies, work, or personal reasons.

CURRENT July 7th 2025 Non-Tourist Certificate Conditions QMX-2 07/25. (Download)

Date September 02 2024 Non-Tourist Certificate Conditions QMX-2. (Download)

  • Liability:

    Damage to Third-Party (property and persons)

  • Medical Payments:

    Covers medical expenses related to physical injuries sustained in a car accident, for both the driver and passengers of the insured vehicle. Maximum limit of $5,000 USD per person and $25,000 USD per accident, regardless of who was at fault for the accident.

  • Roadside Assistance

    Assistance on the Road in Case of a Breackdown:

  • Towing service up to $200 USD.
  • Tire chance service*.
  • Fast battery boost*.
  • Fuel delivery (oil, fluid or water)*.
  • Locksmith service*.

*On certificates for the state of California, services other than towing have a total limit of 100 USD.



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